Lutheran Church Extension Fund

Lutheran Church Extension Fund is a church extension fund that serves Lutheran Church-Missouri Synod, based in St. Louis, MO.
LutheranInvestBorrow

Last verified from 5 pages on the fund's website

Directory information only. This is not an offer, advice, or an endorsement. Details come from each fund's own pages and may be out of date. Investments are generally not FDIC or NCUA insured, and offerings vary by state. Read the fund's current offering circular before you invest or apply. How this directory works

Overview

Denomination or network · per fund website
Lutheran Church-Missouri Synod
Per lcef.org (opens lcef.org in a new tab), verified
Headquarters · per fund website
St. Louis, Missouri
Per lcef.org (opens lcef.org in a new tab), verified
Website · per fund website
Per lcef.org (opens lcef.org in a new tab), verified
General phone · per fund website
800-843-5233
Per lcef.org (opens lcef.org in a new tab), verified
Contact page · per fund website
Per lcef.org (opens lcef.org in a new tab), verified
Offering circular · per fund website
Per lcef.org (opens lcef.org in a new tab), verified

For investors

Not an offer to sell or a solicitation. Offers are made only through the fund's offering circular and only in states where authorized. Investments are generally not FDIC or SIPC insured.

Notes and accounts listed · per fund website
  • All Access Account Demand notesFor: denominational members, church workers, churches and organizations (called StewardAccount in Washington; not available in South Carolina)
  • Term Notes Term notesFor: denominational members, church workers, churches and organizations (Demand/Dedicated Certificate not available in South Carolina)
  • Church Worker StewardAccount Demand notesFor: church workers (separate application; not available in South Carolina)
  • Young Investors StewardAccount Demand notesFor: children (custodial) (ages 7-18 per homepage; uninsured demand note; opened by a custodian)
  • Retirement (IRA) and HSA accounts IRA accountsFor: denominational members and church workers (custodian is a third-party bank)
  • Church Worker Loan Pool Other productsFor: denominational members, church workers, churches and organizations (separate applications for individual, ministry and business investors)
Per lcef.org (opens lcef.org in a new tab), verified
Who may invest · per fund website
Denominational members, church workers, churches, organizations and children (custodial)
Per lcef.org (opens lcef.org in a new tab), verified
Minimum investment · not stated
Not published by the fund
How to invest · per fund website
Per lcef.org (opens lcef.org in a new tab), verified
State availability · per fund website
Availability varies by state. Lutheran Church Extension Fund states: Securities sold only where authorized; residential lending not in every state. It names these exclusions: South Carolina (StewardAccount, All Access and Demand/Dedicated Certificate).
Per lcef.org (opens lcef.org in a new tab), verified
Disclosures the fund states · per fund website
  • Offered only by offering circular
  • States that investments are not FDIC insured
  • Offered only in states where authorized
  • Describes itself as a religious nonprofit
Per lcef.org (opens lcef.org in a new tab), verified

Before you invest: ask the fund for its current offering circular, confirm the offering is available in your state, and read the risk factors.

For churches and ministries

Lending programs listed · per fund website
  • Congregation loans (secured, bridge, short-term, new start, parsonage/housing, ministry improvement, unsecured) Church loansFor: churches (some products capped (unsecured up to $100,000; ministry improvement up to $150,000))
  • Line of credit Lines of creditFor: churches (short-term capital or seasonal cash flow)
  • School Association Loan School loansFor: schools (for a congregation's school)
  • Organization education loans Ministry loansFor: organizations (help sponsoring LCMS organizations support ministers' student debt, up to $100,000)
  • Rostered church worker mortgages, home equity and Homebuyer's Hub Church worker mortgagesFor: church workers (depends on state; Lutheran Federal Credit Union offers them in some states)
Per lcef.org (opens lcef.org in a new tab), verified
Who may borrow · per fund website
LCMS churches, LCMS schools, LCMS-related organizations and rostered church workers (residential)
Per lcef.org (opens lcef.org in a new tab), verified
How to apply · per fund website
Congregation loans: contact district vice president or call; residential loans: state-specific online application: lcef.org (opens lcef.org in a new tab)
Per lcef.org (opens lcef.org in a new tab), verified

Contacts

Listed as published on the fund's website on . We do not guess or derive contact details.

Mailing address · per fund website
Lutheran Church Extension Fund, PO Box 229009, St. Louis, MO 63122-9009. Street address: 10733 Sunset Office Drive, Suite 300, St. Louis, MO 63127-1020
Per lcef.org (opens lcef.org in a new tab), verified
Toll-free · per fund website
Per lcef.org (opens lcef.org in a new tab), verified

Department and general contacts

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People

Lending

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Sources

Every detail above was read on the fund's own website on the date shown. Rates are not published in this directory; see the fund for current rates.

Do you run this fund, or see something out of date? Report a correction. Learn more about investing or borrowing.

Important information

CEF Core publishes this directory for information only. It is not an offer to sell, or a solicitation of an offer to buy, any security, and it is not investment, legal, tax, or lending advice. We are not an offeror of securities, a broker-dealer, or an investment adviser. Details come from each fund's own public pages. We have not independently verified them, and they may be incomplete or out of date. A listing is not an endorsement, rating, or recommendation, and listings appear in alphabetical order. Church extension fund notes are generally not FDIC or NCUA insured, and offerings may be available only in certain states and to certain investors. Confirm all details with the fund and read its current offering circular before you invest or apply.

Directory information only; not an offer or advice.

CEF Core sells software to church extension funds. Our relationship with a fund does not affect whether or where it appears in this directory, and listings are alphabetical.